Expert Bookkeeping, Payroll, & Tax Solutions for Your Business
Bookkeeping Services
$300/mo.
Organize your transactions for your Profit & Loss statement and Schedule C, and ensure your accounts are reconciled
Intermediate Solutions
$600/mo.
Sort and classify your financial activities for income statements and tax forms, while balancing your accounts.
Oversee your key financial reports: income statements, balance sheets, and track money owed to and by your business.
Regular business advice tailored to your specific needs, focusing on expansion and efficiency improvements.
Employee compensation management (payroll).
Advanced Solutions
$1200/mo.
Organize your financial transactions for profit and loss reporting and tax schedules, while ensuring account accuracy.
Oversee crucial financial documents: income statements, asset and liability reports, and manage incoming and outgoing payments.
Provide monthly strategic business guidance tailored to your goals, focusing on growth and operational efficiency.
Handle employee compensation and related tasks (payroll).
Comprehensive management of bills and invoices, including creation, payment tracking, and collection.
Tax preparation and filing services.
Tax Preparation Services
Simple Solutions
Cost: $200 - $300
Includes: Form 1040 with W-2 income, standard deductions.
Ideal for: Individuals with straightforward tax situations.
Intermediate Solutions
Cost: $400 - $800
Includes: Schedule C for sole proprietors or Form 1065 for partnerships.
Ideal for: Small business owners with moderate income and expenses
Advanced Solutions
Cost: $1,000 - $3,000
Includes: Form 1120 for C corporations or Form 1120-S for S corporations.
Ideal for: Larger businesses or those with multiple income streams and deductions.
Payroll Services
Simple Solutions
$30 - $50/mo.
Ideal for: Small businesses, 1-5 employees
Services included:
Payroll processing
Direct deposit
Tax filing
Intermediate Solutions
$80 - $150/mo.
Ideal for: Growing businesses, 6-15 employees
Services included:
Payroll processing
Direct deposit
Tax filing
Basic reporting
Advanced Solutions
$150 - $250/mo.
Ideal for: Complex businesses, 15+ employees
Services included:
Payroll processing
Direct Deposit
Tax filing
Detailed reporting
Additional Services
Life Insurance
1. Term Life Insurance
Description: Provides coverage for a specific period (e.g., 10, 20, or 30 years).
Features: Offers a fixed death benefit but does not accumulate cash value.
Best For: Individuals seeking affordable coverage for a limited time.
2. Whole Life Insurance
Description: A type of permanent life insurance that provides lifetime coverage.
Features: Includes a fixed death benefit and a cash value component that grows at a guaranteed rate.
Best For: Those wanting lifelong coverage with predictable premiums.
3. Universal Life Insurance
Description: A flexible permanent life insurance policy.
Features: Allows adjustments to premium payments and death benefits; includes a cash value component that earns interest based on market rates.
Best For: Individuals needing flexibility in premium payments and coverage.
4. Variable Life Insurance
Description: A permanent policy where the cash value can be invested in various subaccounts (e.g., mutual funds).
Features: Offers flexible premiums and death benefits; cash value growth depends on investment performance.
Best For: Those comfortable with investment risks seeking potential higher returns.
5. Indexed Universal Life Insurance
Description: A variation of universal life insurance with cash value linked to a stock market index.
Features: Offers potential for higher cash value growth while providing downside protection.
Best For: Individuals looking for growth linked to market performance without direct investment risks.
6. Final Expense Insurance
Description: Designed to cover funeral and burial expenses.
Features: Typically has lower coverage amounts and is easier to qualify for; offers lifetime coverage.
Best For: Older individuals or those wanting to ensure their final expenses are covered.
7. Mortgage Life Insurance
Description: Specifically pays off your mortgage balance upon your death.
Features: The lender is the beneficiary; coverage decreases as the mortgage balance decreases.
Best For: Homeowners wanting to ensure their mortgage is paid off.
8. Dependent Life Insurance
Description: Provides coverage for dependents (spouse or children).
Features: Typically has lower coverage amounts; helps offset expenses after the dependent's death.
Best For: Individuals wanting to provide financial support in case of a dependent's death.
9. Short-Term Life Insurance
Description: Offers coverage for a very short period, often one year.
Features: Provides a death benefit if the insured passes away during the term; usually requires no medical exam.
Best For: Those needing temporary coverage, such as during job transitions.
10. Guaranteed Issue Life Insurance
Description: Requires no medical exam or health questions; guaranteed acceptance within an age range.
Features: Generally has lower coverage amounts and higher premiums; may have graded benefits.
Best For: Individuals with health issues seeking basic life insurance.
11. Key Employee Life Insurance
Description: Key employee life insurance is a policy purchased by a business to cover the life of a crucial employee whose loss would significantly impact the company's financial health.
Features: The business is both the owner and beneficiary of the policy, providing a death benefit that can be used for operational costs, debt repayment, and recruitment expenses.
Best For: This type of insurance is ideal for businesses that rely heavily on specific individuals for revenue generation or critical operations.
Annuities
Fixed Annuities: These provide a guaranteed minimum payout and interest rate, offering predictable income without exposure to market fluctuations.
Variable Annuities: These allow for investment in various portfolios, with payouts that fluctuate based on the performance of the chosen investments, providing potential for higher returns but also greater risk.
Indexed Annuities: These combine features of fixed and variable annuities, linking returns to a market index while offering a guaranteed minimum payout and a cap on maximum earnings.
Immediate Annuities: These begin paying out income almost immediately after a lump-sum premium payment, providing a steady income stream right away.
Deferred Annuities: These accumulate funds over time before payouts begin at a future date, allowing for growth during the accumulation phase before payments commence.
My Team
Estate Planning
Revocable Living Trust: A trust that can be altered or revoked by the grantor during their lifetime, allowing for asset management and avoiding probate upon death.
Irrevocable Trust: A trust that cannot be changed or revoked once established, often used for asset protection and tax benefits.
Testamentary Trust: A trust created through a will that takes effect after the grantor's death, typically used to manage and distribute assets to beneficiaries.
Special Needs Trust: A trust designed to provide financial support for individuals with disabilities without affecting their eligibility for government benefits.
Charitable Remainder Trust (CRT): A trust that provides income to the grantor or other beneficiaries for a specified period, with remaining assets going to a charity after their death.
Spendthrift Trust: A trust that protects the assets from creditors and restricts beneficiaries' access to the principal, managed at the trustee's discretion.
Retirement Accounts
401(k): An employer-sponsored retirement plan allowing employees to contribute a portion of their paycheck before taxes, with potential employer matching.
Roth 401(k): Similar to a traditional 401(k), but contributions are made with after-tax dollars, allowing for tax-free withdrawals in retirement.
Traditional IRA: An individual retirement account that allows individuals to contribute pre-tax income, with taxes deferred until withdrawal during retirement.
Roth IRA: An individual retirement account where contributions are made with after-tax income, providing tax-free withdrawals in retirement.
SEP IRA (Simplified Employee Pension): A retirement plan for self-employed individuals and small business owners that allows for higher contribution limits than a traditional IRA.
SIMPLE IRA (Savings Incentive Match Plan for Employees): A retirement plan designed for small businesses with fewer than 100 employees, allowing both employee and employer contributions.
403(b): A tax-advantaged retirement plan available to employees of public schools and certain non-profit organizations, similar to a 401(k).
457(b): A deferred compensation plan available for state and local government employees and some non-profit organizations, allowing pre-tax contributions.
Thrift Savings Plan (TSP): A retirement savings plan for federal employees and members of the uniformed services, offering similar features to a 401(k).
Debt Consolidation
This involves taking out a new loan to pay off multiple debts, simplifying payments into one monthly obligation, and potentially securing a lower interest rate.
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